Primerica, Inc.

Primerica, Inc.

PRI
Primerica, Inc.US flagNew York Stock Exchange
300.97
USD
-7.24
- -
9.39BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
22.01
24.5
27.6
32.04
37.04
43.32
48.66
55.35
68.55
69.94
76.45
90.48
100.87
107.85
Basic EPS, GAAP
2.91
3.32
3.73
4.63
7.68
7.39
8.69
9.64
12.08
12.42
16.04
13.78
23.02
25.03
Free Cash Flow per Basic Share
3.36
4.35
5.19
6.21
8.59
10.59
10.91
15.37
15.99
19.26
18.32
24.39
26.82
26.47
Dividend per Share
0.45
0.49
0.64
0.7
0.79
1.01
1.37
1.61
1.89
2.2
2.61
3.3
4.17
4.49
Book Value per Share
22.29
23.87
23.72
26.71
32.07
34.23
40.1
46.71
52.9
55.16
59.04
67.7
76.89
81.65
Tangible Book Value per Share
21.03
22.68
22.52
25.51
30.91
33.11
39
45.56
43.37
46.65
57.74
66.34
75.47
80.19
Basic Weighted Avg Shares
56
55
51
47
46
44
42
40
40
38
36
34
33
32
Sales/Revenue/Turnover
1,229
1,337
1,404
1,519
1,689
1,900
2,053
2,218
2,710
2,657
2,749
3,089
3,292
3,431
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
11
12
11
15
14
12
18
18
30
34
32
23
19
17
Net Income, GAAP
163
181
190
219
350
324
366
386
477
472
577
471
751
796
Effective Tax Rate (%)
35.23
34.78
34.75
35.01
7.71
22.11
23.21
23.79
26.04
22.81
23.4
23.33
22.92
22.43
Profit Margin (%)
13.24
13.57
13.52
14.44
20.74
17.06
17.85
17.41
17.62
17.76
20.98
15.23
22.82
23.2
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
374
595
737
875
1,110
1,343
1,611
1,773
2,025
2,083
2,039
1,954
1,820
1,716
Total Equity
1,222
1,245
1,146
1,221
1,419
1,462
1,652
1,836
2,090
2,031
2,066
2,259
2,446
2,523
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
11.42
11.87
11.38
11.96
16.28
12.99
12.8
11.88
12.96
12.08
14.53
11.78
18.16
19.27
Return on Common Equity (%)
13.03
14.71
15.88
18.54
26.53
22.5
23.53
22.14
24.37
22.95
28.15
21.76
31.93
32.97

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
1,770
1,726
1,669
LT Finance Leases
50
48
47
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
32
31
31
Market Capitalization
8,218
7,851
8,781

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,970
1,925
1,935
Accounts Receivable, Net
2,840
2,760
2,742
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
615
556
514
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.03%
6.07%
8.27%
Free Cash Flow
13.59%
7.99%
5.07%
Net Income, GAAP
17.21%
17.18%
59.66%
Sales/Revenue/Turnover
9.06%
8.53%
6.56%
Total Cash Common Dividend
15.56%
16.22%
20.6%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
736
791
774
788
3,089
2025
805
793
840
854
3,292
2026
873
865
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3.95
0.03
4.86
4.99
13.78
2025
5.08
5.43
6.38
6.16
23.02
2026
6
6.48
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.75
0.75
0.9
0.9
3.3
2025
1.04
1.04
1.04
1.04
4.17
2026
1.2
1.2
- -
- -
- -

Company Description

APIChatGPT
CEO
Glenn Jackson Williams
Full Time Employees
2,309
Sector
Financial Services
Industry
Insurance - Life
Address
1 Primerica Parkway Duluth GA United States of America 30099
IPO Date
Apr 1, 2010
Business
Primerica, Inc. operates as a financial services company primarily serving middle-income households in the United States and Canada. Founded in 1981 and headquartered in Duluth, Georgia, the company offers a range of financial products and services including term life insurance, mutual funds, annuities, managed investments, business retirement plans, education savings plans, and mortgage products through a partnership with Rocket Mortgage, LLC. It also provides auto and home insurance referral services, pre-paid legal services via its Legal Protection Program, and identity theft protection. Primerica uses a multi-level marketing strategy with a large network of licensed representatives distributing its products. It is the second largest issuer of term life insurance in North America, insuring approximately 5.7 million lives with about 2.7 million client investment accounts and $903 billion of term life insurance in force. Recent major changes include the acquisition of e-Telequote, a health insurance marketer, in July 2021, and the approval of a $475 million share repurchase program in late 2025. The company also announced management succession with Robert H. Peterman, Jr. appointed COO effective October 2024, succeeding Gregory C. Pitts who retires in April 2025. Primerica continues to expand its product offerings and maintain a focus on empowering middle-income families through financial education and tailored financial solutions.

Company News

APIChatGPT
  • Dividend Champion, Contender, And Challenger Highlights: Week August 16

  • Primerica Q2 Earnings Call Highlights

  • Primerica, Inc. (PRI) Q2 2026 Earnings Call Transcript

  • Amundi Raises Stock Holdings in Primerica, Inc. $PRI

  • Primerica (PRI) Reports Q2 Earnings: What Key Metrics Have to Say

  • Primerica (PRI) Tops Q2 Earnings Estimates

  • Primerica Reports Second Quarter 2026 Results

  • California State Teachers Retirement System Purchases 6,092 Shares of Primerica, Inc. $PRI

  • Primerica, Inc. $PRI Shares Bought by Arrowstreet Capital Limited Partnership

  • PRIMERICA HOUSEHOLD BUDGET INDEX™ (HBI™): Purchasing Power for Middle-Income Americans Saw Modest Gains in June as Gas Prices Fell

  • Dimensional Fund Advisors LP Acquires 7,628 Shares of Primerica, Inc. $PRI

  • Bank of New York Mellon Corp Has $78.68 Million Stock Position in Primerica, Inc. $PRI

  • National Survey: Middle-Income Americans Are Adjusting, Not Giving up, as Rising Costs Reshape Household Budgets

  • Primerica Schedules Second Quarter 2026 Financial Results Webcast

  • Primerica: Business Shift Will Help Keep This Company Growing

  • Designer Rachel Zoe and Aflac make fashion statement to urge Americans to check for cancer

  • Primerica (PRI) Upgraded to Buy: Here's What You Should Know

  • Survey Reveals 85% of Canadians Trust Professional Financial Advice Over Social Media “Finfluencers”

  • Is It Too Late to Buy Primerica Inc (PRI) After 3.3% Rally? GF Value Says Undervalued

  • Dividend Champion, Contender, And Challenger Highlights: Week Of June 7